JP Land & Farms
Number-crunching

Four honest calculators.

No mortgage EMI toys. These are the questions land buyers actually ask: what will it be worth, how much rent, what tax, and would I be better off in FD?

01 — Appreciation

If I buy today, what will it be worth?

Uses the historical CAGR from our land-price index for the city you pick. Assumes the trend continues — real appreciation depends on corridor development, road improvements, and macro conditions.

Projected value in years
× your investment
Total gain
Effective annual return %

Historical CAGRs are for district median — corridor-adjacent land in the same district can appreciate 2–3× faster. Talk to us for a plot-specific projection.

02 — Rental yield

What will it earn as a warehouse?

Warehouse rents in the NCR belt run ₹18–28 / sqft / month depending on ceiling height, road access, and tenant grade. Punch in your numbers.

Gross annual yield
%
Monthly rent
Annual rent
Payback period years

Gross yield. Net yield (after property tax, insurance, maintenance, vacancy) typically runs 1–1.5% lower.

03 — Tax

How much of the gain is taxable?

Post-Jul 2024 India: LTCG on immovable property is 12.5% flat, no indexation. Agriculture-classified land in a "rural" area is fully exempt. Urban / non-agri classified: taxable.

Tax payable
Total gain
Category
You keep

Illustrative only. Section 54F reinvestment exemption, 54EC bonds, and specific rural-vs-urban land classification all affect actual liability. Consult a CA before selling.

04 — Compare

FD vs Land vs Gold — where would you be today?

Punch in what you had, when. We'll show what it'd be worth in each asset class. Land CAGR pulled from our actual district trend.

Fixed Deposit
7% p.a., quarterly compounding
× your money
Gold
~12% CAGR (2019–2026 India)
× your money
Land in
% CAGR (our data)
× your money

Backward-looking illustration. Past returns don't guarantee future returns. Land also has costs FD and gold don't (registration, stamp duty, holding cost) — but is the only one that produces rental income if leased.